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10 Year Mortgage

A shorter term and lower interest rate can help you be mortgage-free faster while saving lots of money in interest.

Yes, you can be mortgage-free after 10 years!

  • Historically low fixed 10-year mortgage rates
  • No Star One loan-related closing costs
  • More home equity in a shorter amount of time

(Primary residences and second [vacation] homes only)

A mortgage with a shorter term and lower rate can help you be mortgage-free faster while saving lots of money in interest.

10-year mortgage rates and refinance

10-year refinance or purchase mortgage*

10-year fixed rate



APR (2.125% rate)

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10-year mortgage vs. 30-year mortgage

Purchase or refinance mortgage

Today's mortgage rate for a 10-year fixed-rate conforming to $548,250 mortgage is 2.161% APR.**

In comparison, our 30-year fixed-rate conforming to $548,250 mortgage rate is currently 2.942% APR.**


* Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 2.288% APR—120 monthly payments at $2,794.50; 15-year mortgage at 2.416% APR—180 monthly payments at $1,984.20; 20-year mortgage at 2.659% APR—240 monthly payments at $1,608.60; and 30-year mortgage at 3.027% APR—360 monthly payments at $1,264.80. Loan payments do not include taxes and insurance.

Scam and Fraud Alert

Remember that Star One employees will never call you to verify or ask for your personal information.

Providing your personal information, such as card PINs, online banking credentials or one-time passcodes, to anyone may make you responsible for any fraudulent activity that happens on your Star One accounts.