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10 Year Mortgage

A shorter term and lower interest rate can help you be mortgage-free faster while saving lots of money in interest.

Yes, you can be mortgage-free after 10 years!

  • Historically low fixed 10-year mortgage rates
  • No Star One loan-related closing costs
  • More home equity in a shorter amount of time

(Primary residences and second [vacation] homes only)

A mortgage with a shorter term and lower rate can help you be mortgage-free faster while saving lots of money in interest.

10-year mortgage rates and refinance

10-year purchase mortgage*

10-year fixed-rate purchase primary residence promo**

2.797

%

APR (2.750% rate)

10-year refinance mortgage*

10-year fixed-rate refinance

3.052

%

APR (3.000% rate)


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10-year mortgage vs. 30-year mortgage

Purchase mortgage

Today's mortgage rate for a 10-year fixed-rate mortgage promo for purchasing a primary residence is 2.797% APR.**

In comparison, our 30-year fixed-rate conforming to $510,400 mortgage promo for purchasing a primary residence is currently at 3.320% APR.**

Refinance mortgage

Today's mortgage rate for a 10-year fixed-rate mortgage for refinance is 3.000% APR.

In comparison, our 30-year fixed-rate mortgage for refinance is currently at 3.783% APR.

Disclosures

* Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 3.052% APR—120 monthly payments at $2,898.90; 15-year mortgage at 3.176% APR—180 monthly payments at $2,089.80; 20-year mortgage at 3.417% APR—240 monthly payments at $1,720.80; and 30-year mortgage at 3.783% APR—360 monthly payments at $1,389.30. Loan payments do not include taxes and insurance.

** Purchase-only first-trust deeds are for a new purchase of a primary residence to be funded by September 31, 2020. Refinances and rate modifications are not eligible for this rate. Rate and points may be locked in for 60 days. Not all borrowers will qualify for all rates. Rates and terms are subject to change without notice. Limited to owner-occupied, one-to-four-family units. Other restrictions on property may apply. Rates subject to change daily. Rates are not guaranteed until locked.