Fixed-Rate First Mortgage

Today's mortgage rates—refinance or purchase

Purchase loans for primary residence

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More mortgage rates today

• Adjustable-Rate Mortgage**, as low as 2.814% APR
• Home Equity Line of Credit***, as low as 3.250% APR
• Investment Property Loans, as low as 2.801% APR
• First-Time Home Buyer, as low as 3% down payment

No origination fees, low closing costs!

• Affordable first-time home-buyer program
• Fast approvals and quick closings for purchase transactions
• Loans up to $5 million at same competitive rate
• Special 10-year mortgage with no Star One loan-related closing costs
• Fixed-rate second mortgage with no-closing-costs option
• Reduce the interest rate on your current Star One mortgage with Mortgage Rate Modification (featured in Wall Street Journal)

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✝ Monthly payments may vary slightly from those quoted due to rounding.

* Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 2.415% APR—120 monthly payments at $2,809.20; 15-year mortgage at 2.543% APR—180 monthly payments at $2,001.60; 20-year mortgage at 2.785% APR—240 monthly payments at $1,626.60; and 30-year mortgage at 3.153% APR—360 monthly payments at $1,285.20. Loan payments do not include taxes and insurance.

** ARM mortgage loan rates may range from 2.817% APR to 2.901% APR during the initial fixed-rate period, which may be 3, 5, 7 or 10 years. The APR is subsequently variable, based on an index and margin, for the remainder of the 30-year term. For example, on a 30-year 3/1 ARM loan of $300,000 starting at 2.817% APR, you would make 36 payments of $1,185.60 during the initial three-year fixed-rate period. Loan payments do not include taxes and insurance.

*** Home-equity lines of credit rates may range from 3.250% APR to 3.75% APR. These rates are variable and the maximum APR that could apply is 18.000%. The maximum term is 25 years, which includes a 10-year draw period and a 15-year repayment period. For lines exceeding $250,000, closing and appraisal fees may apply in the range of $1,500 to $2,500. There may be an early closure fee of $500 for home equity lines closed within the first two years of origination.

**** Promotional rates are valid for primary residence only with signed contracts and a rate lock by December 31, 2020. Loan must fund by February 28, 2021. Refinances and rate modifications are not eligible for this rate. Not all borrowers will qualify for all rates. Rates and terms are subject to change without notice. Limited to owner-occupied, one-to-four-family units. Other restrictions on property may apply. Rates subject to change daily. Rates are not guaranteed until locked.

***** In most of the country, the maximum conforming loan limit for one-unit properties is $510,400. In "high-cost" areas, the maximum conforming limit may be up to $765,600. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.