No hidden fees—Star One helps you save cash in high school and college.
You're juggling tuition, textbooks, and maybe a part-time job while figuring out this whole “adulting” thing.
We've got your back with banking that grows with you, not against you.
Check out our Credit Union starter pack: free checking, student loans, and a credit card when you’re ready.
We have pretty amazing free checking with great perks for all our members. But for anyone age 25 or under, we also throw in an ATM surcharge refund of up to $10 per month.
- Earn 0.10%APY[1]
- No monthly fee
- Free online Bill Pay
- Free in-network ATM withdrawals
- If you use an out-of-network ATM, we’ll refund up to $10 of charges per month
Wouldn’t it be nice if those scholarships, grants and federal student loans actually covered your expenses? Undergraduate and graduate student loans through Star One Credit Union can help fill the gaps.
- Lower interest rates (fixed or variable)
- Zero origination fees
- Save serious cash with deferred principal AND interest while in school
- Flexible repayment terms
- Co-signers, if any, can be removed after consistent payments
- Graduated repayment makes monthly payments doable
Your first credit card should open doors, not close them. Our Star One Visa Platinum card helps you build credit the smart way. With rates that won't wreck your ramen budget.
- Members 25 and under can apply for our Star One Visa Platinum card
- No annual fee
- Super competitive rates
- Credit limit $100-$1,500
- Availability, credit limit, and rate based on credit and income
- Co-signer sometimes required, but may be removed after consistent payments
Banking with Star One is easy at any age.
Community members usually qualify for Star One membership usually by living, working, or studying in one of Star One's nine California counties.
Learn more about who can join.
Qualifying people under the age of 18 can open a Minor Account.
When the minor reaches adult age—18 years old, in California—the account can be converted into a regular savings account.
We’ll be happy to help you with that. Contact us.
Not too much! You keep the same account.
We no longer pay that ATM surcharge refund of up to $10 per month, but if you meet certain criteria, and you’ll automatically get Rewards Checking which includes a refund plus other great perks.