Mortgage Rates Today

Home Borrow Home Loans Mortgage Rates Today
Enter a mortgage amount — up to $5 million
$
Filters
Filters
Fixed-rate mortgages
No origination fees and fast approval
30-Year Fixed-Rate Mortgage [1]
Rate
6.375%
APR Conforming[2] [3] [4]
6.485%
APR Jumbo [5] [2] [3]
6.433%
Get Started
20-Year Fixed-Rate Mortgage [1]
Rate
6.125%
APR Conforming[2] [3] [4]
6.266%
APR Jumbo [2] [3] [5]
6.199%
Get Started
15-Year Fixed-Rate Mortgage [1]
Rate
5.875%
APR Conforming[2] [3] [4]
6.047%
APR Jumbo [2] [3] [5]
5.964%
Get Started
10-Year Fixed-Rate Mortgage [1]
Rate
5.625%
APR Conforming[2] [3] [4]
5.727%
APR Jumbo [2] [3] [5]
5.727%
Get Started
Adjustable-rate mortgages
No origination fees and fast approval
3-Year Fixed-to-Adjustable-Rate Mortgage [7]
Rate
5.500%
APR Conforming[2] [3] [4]
6.161%
APR Jumbo [2] [3] [5]
6.297%
Get Started
5-Year Fixed-to-Adjustable-Rate Mortgage [8]
Rate
5.625%
APR Conforming[2] [3] [4]
6.107%
APR Jumbo [2] [3] [5]
6.208%
Get Started
7-Year Fixed-to-Adjustable-Rate Mortgage [9]
Rate
5.750%
APR Conforming[2] [3] [4]
6.097%
APR Jumbo [2] [3] [5]
6.169%
Get Started
10-Year Fixed-to-Adjustable-Rate Mortgage [10]
Rate
5.875%
APR Conforming[2] [3] [4]
6.107%
APR Jumbo [2] [3] [5]
6.143%
Get Started
30-Year 5/5 Adjustable-Rate Mortgage [11]
Rate
5.625%
APR Conforming[2] [3] [4]
6.107%
APR Jumbo [2] [3] [5]
6.208%
Get Started
Home equity mortgages
No origination fees and fast approval
Home Equity Loan 20 Years Fixed [12] [13]
Rate
6.875%
APR [3]
6.948%
Get Started
Adjustable-Rate Home Equity Loan [14] [15] [13]
Rate
6.250%
APR [3]
6.756%
Get Started
Home Equity Loan 15 Years Fixed [12] [13]
Rate
6.625%
APR [3]
6.712%
Get Started
Home Equity Line of Credit, California, owner-occupied [16] [13]
Rate
6.750%
APR [3]
6.750%
Get Started
Investment property mortgages
No origination fees and fast approval
30-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.625%
APR Conforming[2] [3] [4]
6.738%
APR Jumbo [2] [3] [5]
6.686%
Get Started
20-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.500%
APR Conforming[2] [3] [4]
6.647%
APR Jumbo [2] [3] [5]
6.579%
Get Started
15-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.125%
APR Conforming[2] [3] [4]
6.302%
APR Jumbo [2] [3] [5]
6.217%
Get Started
10-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.000%
APR Conforming[2] [3] [4]
6.247%
APR Jumbo [2] [3] [5]
6.128%
Get Started
3-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [18]
Rate
6.000%
APR Conforming[2] [3] [4]
6.292%
APR Jumbo [2] [3] [5]
6.427%
Get Started
5-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [19]
Rate
6.125%
APR Conforming[2] [3] [4]
6.307%
APR Jumbo [2] [3] [5]
6.408%
Get Started
7-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [20]
Rate
6.250%
APR Conforming[2] [3] [4]
6.358%
APR Jumbo [2] [3] [5]
6.428%
Get Started
10-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [21]
Rate
6.375%
APR Conforming[2] [3] [4]
6.442%
APR Jumbo [2] [3] [5]
6.476%
Get Started

Tools, tips & timely info

Explore resources designed to help you plan smarter, borrow better, and stay in the know.

Webinars
Preventing Elder Financial Abuse

Evolving fraud trends, especially targeting older adults, demand awareness and proactive measures. In partnership with Santa Clara County Adult Protective Services (APS) and the Sunnyvale Police Department, please join us for an interactive workshop on preventing elder abuse. By raising awareness about the cultural, social, economic, and demographic factors that contribute to elder abuse and neglect, participants will learn how to avoid falling victim to scams and the red flags to watch out for. Our guest speakers will be available on site to address questions throughout the workshop.

Register
News Minal Gupta, President and CEO of Star One Credit Union
Minal Gupta named as Women of Influence awardee by Silicon Valley Business Journal

Star One Credit Union today announced that its president and CEO, Minal Gupta, has been recognized as a 2026 Women of Influence honoree by Silicon Valley Business Journal, recognizing her leadership, industry impact and commitment to the community.

Read More
Webinars
Dollars & Sense: Managing Money for a Healther Mind

Money stress doesn't just affect finances—it impacts overall wellbeing. This interactive workshop explores the connection between money, stress, and mental health, helping participants understand how financial habits and thought patterns influence emotional wellbeing.

Register

Loan services

Mortgage interest statement Form 1098

Learn More

How to pay Star One loans 

Learn More

Homeowner and flood insurance

Learn More

5-Star Rating for 25 years

Our financial strength and stability have earned us the coveted ‘Best of Bauer’ designation—an honor reserved for financial institutions that have consistently maintained Bauer’s highest 5-star rating for 25+ years. 

We have interest in your interest

At Star One, you’re not just opening an account—you’re unlocking a better way to bank. With consistently low loan rates, higher savings returns, and support that actually supports, we’re here to make your financial life feel less like work.

Join Star One