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Visa Debit Card

Get a Visa Debit card when you open a Star One checking account.

A Visa Debit Card is provided, upon request, to qualifying members who open a Star One checking account, adding benefits and flexibility beyond our standard ATM card.

Debit Card benefits:

  • Real-time alerts sent to your email or mobile device when your card is used. Sign up here.
  • Peace of mind - With Star One's Zero Liability Protection for unauthorized transactions.
  • Safety - It eliminates the need to carry cash or your checkbook.
  • Fast transactions - No need to write checks or verify your ID. Just swipe your card. Funds are withdrawn directly from your checking account. It's just like an electronic check!
  • Payment type options - Choose from PIN- or signature-based transactions (you will need to choose the "Credit" option at the point of sale). Signature-based transactions are protected by Visa and helpful in the event of a dispute.
  • Convenience - Shop at home either online or over the phone. Use your card outside the US to make cash withdrawals or purchases.
  • Save money - No monthly Debit Card usage fees. No check-printing costs. No Star One transaction fees or interest rate fees.
  • Easy record keeping - Payee information shows up in downloads to your favorite personal financial software, such as Quicken.

Use your Star One Visa cards with contactless enabled terminals, Apple Pay™, Google Pay, or Samsung Pay™.

Add your Star One Visa debit and credit cards to your digital wallets.

ATM and Shared Branch Networks

Your Visa Debit Card or Star One ATM card gives you access to our Shared Branch Network—over 5,600 branches and nearly 30,000 no-surcharge ATMs nationwide. Use them anywhere you see the Visa, Plus, or CO-OP logos.

Note: Some network ATM owners and POS merchants assess a surcharge for each transaction. Maximum cash back may vary by merchant.

Feature Visa Debit Card ATM Card
Protected by Visa yes no
Accepted for US and Domestic Point of Sale (POS) purchases yes yes
Accepted for US and domestic signature-based purchases yes no
Accepted for Internet/telephone purchases yes no
Accepted for International purchases yes no
Cash withdrawals - US/Domestic yes yes
Cash withdrawals - International* yes yes
CO-OP deposits yes yes
Balance inquiries yes yes
Transfers between savings & checking accounts yes yes
Maximum daily purchase amount $3,000 $500
Maximum daily withdrawal amount $1,000 $1,000
See our ATM Card Agreement and Disclosure Statement for specific information.

* Note - Some European countries only allow ATM withdrawals from checking. To ensure account access while traveling abroad, Star One highly recommends traveling with a Visa Debit Card.