For banking by telephone, to find an ATM, or to speak to a Star One phone representative for assistance with this website, please call us at 866-543-5202 or 408-543-5202.
Star One Mobile App

Star One Mobile Banking
It's free and secure to use!

Get the Star One Mobile Banking app for your device.
It's free, intuitive, safe and secure to use!

View
Skip navigation

Savings-Secured Loans

A Savings-Secured Loan is an adjustable-rate loan secured by the member's savings.

A Savings-Secured Loan is an adjustable-rate loan secured by the member's savings.

The maximum loan amount is up to 100% of the member's savings, less $50. The maximum term is 7 years, or a one-year lump sum payment.

The minimum loan amount is $1,000.


Apply Online

Savings-Secured Loans interest rates

Annual Percentage Rate

2.50

%

Monthly payment: $12.99 per $1,000, Variable rate, 7 years maximum term, minimum loan amount of $1,000



X

Scam and Fraud Alert

Please remember that Star One employees will never call you to verify or ask for your personal information.

Hang up immediately if someone claiming to be a Star One employee asks for any banking information—such as your Online Banking login information, account numbers, card PINs, or one-time passcodes.

A fraudster may try to reassure you that it's OK to share your information—please hang up, it's not OK.

Several Star One members have received phone calls from a person claiming to be a Star One employee—with a caller ID forged to look like a Star One phone number—and whose goal is to gain access to members' bank accounts online.