For banking by telephone, to find an ATM, or to speak to a Star One phone representative for assistance with this website, please call us at 866-543-5202 or 408-543-5202.
Star One Mobile App

Star One Mobile Banking
It's free and secure to use!

Get the Star One Mobile Banking app for your device.
It's free, intuitive, safe and secure to use!

View
Skip navigation

Savings-Secured Loans

A Savings-Secured Loan is an adjustable-rate loan secured by the member's savings.

A Savings-Secured Loan is an adjustable-rate loan secured by the member's savings.

The maximum loan amount is up to 100% of the member's savings, less $50. The maximum term is 7 years, or a one-year lump sum payment.

The minimum loan amount is $1,000.


Apply Online

Savings-Secured Loans interest rates

Annual Percentage Rate

2.50

%

Monthly payment: $12.99 per $1,000, Variable rate, 7 years maximum term, minimum loan amount of $1,000



Scam and Fraud Alert

Several Star One members reported receiving a phone call or text from a person claiming to be from Star One's fraud department with a caller ID reflecting 866-543-5202.

The caller is impersonating a Star One employee to gain your trust with the goal of getting access to your account.

The caller may try to reassure you that it's OK to share your information—please hang up, it's not OK, EVER!