Star One Mobile App

Star One Mobile Banking
It's free and secure to use!

Get the Star One Mobile Banking app for your device.
It's free, intuitive, safe and secure to use!


Investment Property Loans

We have Investment Property Loans that are competitively priced.

Investment Property Loans features:

  • No origination fees
  • Property may be located anywhere in the US
  • Both fixed and adjustable rate loans available
  • Low closing fees
  • Knowledgeable staff
  • Compare us to others!

If you are planning to purchase or refinance a non-owner-occupied one to four family residence anywhere in the U.S.,* two types of loans are available to you: fixed-rate and adjustable-rate loans up to terms of 30 years.

*Includes condominiums and town homes with no-cash out.

Investment property fixed-rate mortgage**

30 years conforming



4.425% APR

Investment property 3-year fixed-to-adjustable-rate mortgage**

30 years conforming



3.600% APR

**Get mortgage rate details and more rates

Apply Online

First Mortgages—Investment Properties

Apply online
  Fixed 3 Year Fixed to Adjustable
Single Family -
Maximum Percent Financed and Loan Amount1
70% up to $1,000,000
5 year, 7 year, and 10 year fixed to adjustable rate are also available. Contact loan officer for details.
  Purchase or limited cash-out refinances transactions only. Lower loan-to-values may apply in some declining value property areas.
2-4 Unit Residence -
Maximum Percent Financed and Loan Amount
70% up to $1,000,000
Lower loan-to-values may apply in some declining value property areas.
Term 30, 20 and 15 years
Maximum 30 years (3 year fixed rate; 27 year adjustable rate)
Index Not applicable Weekly average yield of one-year Treasury securities
Interest Rate Adjustment Not applicable Annually for years 4 through 30
Margin Not applicable 3.00%
Caps Not applicable 2% annual and 5% lifetime cap for years 4 to 30
Location Throughout the U.S.

Credit report, tax service, flood zone determination, appraisal, title insurance, escrow and other closing costs.

Fees may vary with size, type of loan and location of property.

Rates Current mortgage rates and payment examples.

1. Maximum real estate loan(s) to any one member is $3,500,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.