Enterprise Car Sales + Star One Car Loans
Bringing you great value for purchasing a used vehicle.
Star One partners with Enterprise Car Sales to bring you competitive pricing and convenience all year long.
Choose from thousands of low-mileage used vehicles with the technology and features you want. You will enjoy:
- Haggle-free buying—most prices lower than Kelley Blue Book Retail Value
- Trade-ins get great value and competitive pricing
- 12-month/12,000-mile powertrain warranty1
- 12-month roadside assistance2
- 7-Day Buyback if you change your mind3
- Free CARFAX® Vehicle History Report™
- Enterprise Certified™ (each vehicle goes through a rigorous inspection by an ASE-certified technician)
Shop used cars now
or
"I wasn’t planning on buying a vehicle today but this was too good to pass up. Thank you all so much!"
"I want to say that this entire experience with Star One so far has been one of the best. Professional, quick, competent."Enterprise can deliver your vehicle purchase
- In many areas, the Enterprise team can deliver your vehicle and pick up your trade-in, by appointment.
Schedule Enterprise Appointment
Quick car financing and preapproval
- Members and non-members. Apply for a Star One car loan online for an instant preapproval.
Apply Now
Used Car Loan Rates
Loans $30,000 or more
Annual Percentage Rate Range
2.74
%
- 6.74
% *
Monthly payment: $13.10 - $14.97 per $1,000, Fixed rate, 7 years maximum term
Loans Under $30,000
Annual Percentage Rate Range
2.94
%
- 6.94
% *
Monthly payment: $13.19 - $15.07 per $1,000, Fixed rate, 7 years maximum term
* Your APR based on credit qualification. Promotional and discounted rates do not apply to loan modifications or refinancing of existing Star One loans.
- Not a Star One member yet? Learn the value of a Star One membership
- Check your FICO® Score (free)
- Calculate your car payment: Car Loan Calculators
- Shop for your favorite vehicle: Find a Car Online
- Lower the interest rate on a current Star One car loan
Get financial protection against many mechanical breakdowns that normally fall outside of the manufacturer's warranty, or which occur after the warranty has expired.
MMPI is available for new and used vehicles. Add-on miles available—up to 105,000 miles on top of current odometer.
What does MMPI cover?
MMPI can cover the costs of many major repairs, such as engine, transmission, drive axle, fuel system, and electrical, just to name a few.
MMPI can also help with 24-hour roadside assistance, rental-vehicle assistance, key-fob replacement, a tire-protection plan, and trip-interruption coverage.
Deductibles per visit are $0 (surcharge applies) or $100 (standard), and three different plans are offered: Select, Deluxe and Ultimate.
View more details in our Major Mechanical Protection PDF brochure.
Exclusions and deductibles may apply. Some vehicles are ineligible for MMPI—such as RVs, Subaru WRX, all Porsche and Tesla models, and others. View a list of ineligible vehicles here.
Guaranteed Asset Protection (GAP) with PowerBuy covers the difference between your loan balance and the amount your insurance policy would pay out if your vehicle were to be damaged beyond repair ("totaled") or stolen and never recovered. Your insurance policy will pay you the cash value of the vehicle, while GAP coverage is paid when the loan balance is higher than the vehicle's actual cash value paid by your insurer.
In addition, with PowerBuy, you may be eligible for up to $6000 toward the financing of a replacement vehicle (autos and motorcycles) if the vehicle is financed through the Credit Union within 90 days of settlement. See our GAP PowerBuy PDF brochure.
For boats and recreational vehicles, the benefit is up to $1000 toward the financing of a replacement vessel/vehicle if the vehicle is financed through the credit union within 90 days of settlement.
View our Guaranteed Asset Protection PDF brochure.
Protection Benefits
- Protects your credit rating
- Eliminates or reduces out-of-pocket expenses for the remaining loan balance after a loss settlement
- You may purchase a replacement vehicle sooner because there is little or no carry-over balance
- Maximum benefit:
- Motorcycles: $50,000
- Automobiles: $100,000
- RVs and boats: $125,000
- May be purchased up to one year from effective date of loan
Exclusions and deductibles may apply.
Protect your loan with Credit Life and Disability Insurance—available for vehicle loans, personal loans and lines, and share-secured loans.
Even if you have life insurance, other unfortunate circumstances could impact your monthly income. Having the peace of mind that your loan payment will be made, should you become disabled due to injury or illness, is worth the minimal cost added to your loan payment.
View our Credit Life and Disability PDF brochure.
Maximum Coverage Limits
| Level Rate | Disability | Life |
|---|---|---|
| Coverage Amount | Unlimited | $50,000 per loan |
| Termination Age | 70 | 70 |
| Coverage Duration | 120 months | 120 months |
| Monthly Benefit Amount | $750.00 per loan | Not applicable |
Who is Eligible and How Much Does it Cost?
| Level Rate | Disability | Life |
|---|---|---|
| Eligibility Age | Under age 70 | Under age 70 |
| Working Requirements | Actively at work a minimum of 30 hours per week on the loan advance date | Not applicable |
| Single Rate | $2.00 per $1,000 per month | $0.69 per $1,000 per month |
| Joint Rate | Not applicable | $1.16 per $1,000 per month |
* Your annual percentage rate (APR) may be higher based on credit qualifications. The rate shown includes a 0.20% rate discount for financing $30,000 or over (does not apply to existing Star One auto loans). The range of APRs is 2.94% to 6.94% for loans under $30,000 and 2.74% to 6.74% for loans $30,000 and over. A sample payment on an 84-month loan at 2.94% APR is $13.19 per $1,000. A sample payment on an 84-month loan at 2.74% APR is $13.10 per $1,000. Rates are subject to change without notice.
1. Limited Powertrain Warranty begins on the vehicle purchase date & extends for 12 months or 12,000 miles, whichever comes first. Coverage runs concurrently with manufacturer warranty.
2. Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) & its affiliated clubs in the U.S. & Canada.
3. For a period of 7 days after the date of purchase or 1,000 miles beyond the odometer reading at purchase, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 restocking fee, as allowed by law.