Star One Credit Union currently offers assistance to existing members who are financially impacted by the federal government shutdown. Learn More and Apply here.
The Best Credit Union I have found! Star One Credit Union is a fantastic choice. Their excellent rates, great customer service, and strong focus on member benefits truly set them apart from the rest. Highly recommended!
Bill, Palo Alto
Star One is all you need for banking, with savings, checking, and credit cards. Great security and service. We have moved out of California but still use Star One for all our needs.
Member, Washington State
Great Professionalism! I've been a member for 25 years and as always Star One always exceeded all expectations.
MOC, Monterey, CA
Christian was very helpful and kind in helping me with my accounts. He is in training but is an expert. Thank you and good luck at Big Basin! Very professional and knowledgeable.
B P, Sunnyvale, CA
The best! Great customer service; low interest in loans; best security in banking and credit cards. There's no other bank or credit union to be compared with Star One. I love it!
Gioconda C, San Jose, CA
Great service and very knowledgeable managers. Employees very courteous, helpful, and great advisors.
Robert P, San Jose, CA
Bank
We’re just like a bank and nothing like a bank.
As a not-for-profit institution, we don’t do high fees, low returns or villainous mustache twirling.
At Star One you’ll notice our focus is different. Here, everything we do is in your best interest. So, you’ll get high deposit yields – without messy tiers – low loan rates, and ridiculously low fees.
From first cars to dream homes, we’ve got flexible loans that make big moves feel easy.
Today’s Rates
4.99%APR[1]
The APR reflected in this payment example is an estimate. Your APR will be based on your credit score upon submission of a loan application. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
Auto Loans, all types, all amounts
6.003%APR
Mortgage Rates
6.25%APR[2]Your Annual Percentage Rate (APR) may be higher based on credit qualifications. The range of APR is 6.25% to 8.00% . A sample payment on a 180-month loan at 6.25% is $8.58 per thousand financed, and a sample payment on a 180-month loan at 8.00% is $9.56 per thousand financed. Rates are current as of September 22, 2025 and are subject to change without notice.
We’re more than just a credit union—we’re your financial sidekick. Explore resources designed to help you plan smarter, borrow better, and stay in the know.
The IRA journey involves not only contributions but also the strategic management of distributions and portability. In this exploration we delve into the dynamics of withdrawals, emphasizing the importance of timing, and uncover the flexibility offered by portability options. Join us we unravel the intricacies of efficiently navigating your IRA, ensuring it adapts seamlessly to your evolving financial landscape.
