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Personal Emergency Loans

Financial assistance is available to Star One members during difficult times.

Star One Credit Union offers assistance to members who have been affected by the recent government shutdown or natural disasters.

Members may be eligible for loans up to $25,000 with deferred repayment to help manage the expenses associated with these unexpected hardships.

Emergency Loans

Financially impacted by the recent U.S. government shutdown?

Star One members may apply for a low-interest Emergency Loan for up to $15,000 to be repaid in full after 12 months.*

An Emergency Loan can cover a member's short-term needs and normal monthly expenses during the period they are furloughed or affected by a government shutdown.

Emergency Loan interest rate




Annual payment: $1020.00 per $1,000

Fixed rate, 1-year maximum term

Disaster-Assistance Loans

Recovering from losses resulting from a natural disaster?

Star One members may be eligible for a Disaster-Assistance Loan for up to $25,000 with repayment deferred for six months.

A Disaster-Assistance Loan can help pay for losses or expenses related to a declared state of emergency, such as insurance deductibles, loss of personal belongings or moving costs.

Disaster-Assistance Loan interest rate




Monthly payment: $14.37 per $1,000 (based on deferred six payments)

Fixed rate, 7-year maximum term

To apply for an Emergency Loan or Disaster-Assistance Loan, please contact a Star One Loan Officer.