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Graduate Private Student Loans

We make the process of applying for student loans easy.

Apply for a student loan in 4 simple steps!

1. Choose a fixed-rate or variable-rate loan

Fixed-Rate Graduate Student Loan

Annual Percentage Rate Range



- 9.00

% ****

Monthly payment: $6.33 - $9.00 per $1,000, Fixed rate, 20 years maximum term*****

Variable-Rate Graduate Student Loan

Annual Percentage Rate Range



- 6.75

% ****

Monthly payment: $6.07 - $7.61 per $1,000, Variable rate, 20 years maximum term*****

2. Document submission and verification

Upload screenshots of your information, then sign your paperwork electronically.

3. Loan certification

Your school’s financial aid office to verify your enrollment and requested loan amount.

4. Loan disbursement to your school

Once the certification has been returned by your school, we will complete a few final checks and then remit payment directly to your school.

Easy to apply online and takes just a few minutes!

Apply Today

****Your APR based on credit qualification. Floor 5% for variable-rate undergraduate and graduate programs. Cap 18.00% applies to all student loans.


Scam and Fraud Alert

Please remember that Star One employees will never call you to verify or ask for your personal information.

Hang up immediately if someone claiming to be a Star One employee asks for any banking information—such as your Online Banking login information, account numbers, card PINs, or one-time passcodes.

A fraudster may try to reassure you that it's OK to share your information—please hang up, it's not OK.

Several Star One members have received phone calls from a person claiming to be a Star One employee—with a caller ID forged to look like a Star One phone number—and whose goal is to gain access to members' bank accounts online.