Student Loans for School and Beyond

Student loans can feel overwhelming. Your options don't have to.

Whether you're planning for college, pursuing a graduate degree, or managing existing student loans, Star One offers options to help you move forward.

  • Competitive rates
    Explore fixed and variable rate options to find what works for you.
  • No origination fees
    Keep more of your money for what matters.
  • Flexible repayment options
    Explore repayment terms that fit your needs.
  • Personal support
    Get one-on-one support when you need it.

Apply for a Student Loan or Refinance

Explore your options

Financing Graduate School?

Find loan options designed to help fund your next step in education.

Explore Graduate Loans

Ready to Rethink Your Student Loans?

Explore refinancing options for existing student loans and see whether a new loan could better fit your needs.

Explore Refinancing

Undergraduate
student loans

Fixed rate, up to $75,000
APR [1]
5.50% - 10.50%
Variable rate, up to $75,000
APR [1]
4.00% - 8.00%

Graduate
student loans

Fixed rate, up to $100,000
APR [1]
5.50% - 10.50%
Variable rate, up to $100,000
APR [1]
4.00% - 8.00%

Consolidate
student loans

Fixed rate, up to $125,000, [2]
APR [3] [4]
5.25% - 9.00%
Variable rate, up to $125,000 [5]
APR [3] [4]
4.25% - 8.00%

Member testimonials

The Best Credit Union I have found! Star One Credit Union is a fantastic choice. Their excellent rates, great customer service, and strong focus on member benefits truly set them apart from the rest. Highly recommended!

Bill, Palo Alto

Star One is all you need for banking, with savings, checking, and credit cards. Great security and service. We have moved out of California but still use Star One for all our needs.

Member, Washington State

Great Professionalism! I've been a member for 25 years and as always Star One always exceeded all expectations.

MOC, Monterey, CA

Christian was very helpful and kind in helping me with my accounts. He is in training but is an expert. Thank you and good luck at Big Basin! Very professional and knowledgeable.

B P, Sunnyvale, CA

The best! Great customer service; low interest in loans; best security in banking and credit cards. There's no other bank or credit union to be compared with Star One. I love it!

Gioconda C, San Jose, CA

Great service and very knowledgeable managers. Employees very courteous, helpful, and great advisors.

Robert P, San Jose, CA