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2022 Scholarship Program

Ten $5,000 Scholarships awarded.

Ten $5,000 Scholarships to be awarded in 2022!

We invite applications from Star One members who will be full-time college students in the fall of 2022, pursuing an Associate's or Bachelor's Degree.

Scholarship winners will be chosen based on academic performance, community and extra-curricular involvement, and a personal essay.

Applications for the 2022 school year will be accepted January 2–February 28, 2022.

For complete information on eligibility requirements and how to apply, please read the Scholarship FAQs.


Congratulations to the $5,000 Scholarship Winners of 2021!

Karinne Bratkowsky
University of Colorado at Boulder
Mechanical Engineering

Valentina Chang
University of Pennsylvania
Philosophy, Politics & Economics

Caitlin Gorin
Santa Clara University
Marketing

Ethan Huang
University of California Berkeley
Business Administration

Katrina Kuo
Stanford University
Biomedical Engineering

Tarang Lunawat
Massachusetts Institute of Technology
Computer Science

Devansh Sharma
Princeton University
Linguistics

Alyssa Umino
University of California Berkeley
Electrical Engineering & Computer Sciences

Iris Xia
Stanford University
Mathematical and Computational Sciences

Jocelyn Zhu
Massachusetts Institute of Technology
Computer Science


Student Loan Interest Rates

Undergraduate Student Loans

Fixed rate

Annual Percentage Rate Range

4.50

%

- 9.00

% ****

Monthly payment: $6.33 - $9.00 per $1,000, Fixed rate, 20 years maximum term*****

Variable rate

Annual Percentage Rate Range

4.00

%

- 7.00

% ****

Monthly payment: $6.07 - $7.76 per $1,000, Variable rate, 20 years maximum term*****

Student Loan Application and Information

Graduate Student Loans

Fixed rate

Annual Percentage Rate Range

4.50

%

- 9.00

% ****

Monthly payment: $6.33 - $9.00 per $1,000, Fixed rate, 20 years maximum term*****

Variable rate

Annual Percentage Rate Range

4.00

%

- 6.75

% ****

Monthly payment: $6.07 - $7.61 per $1,000, Variable rate, 20 years maximum term*****

Student Loan Debt Refinance

Fixed rate

Annual Percentage Rate Range

3.50

%

- 7.75

% ****

Monthly payment per $1000:****
5 years max. term: $18.20 - $19.11
10 years max. term: $10.25 - $11.97
15 years max. term: $7.78 - $9.42

Variable rate

Annual Percentage Rate Range

2.25

%

- 6.00

% ****

Monthly payment per $1000:****
5 years max. term: $17.64 - $18.53
10 years max. term: $9.43 - $10.47
15 years max. term: $7.15 - $8.44

Apply to Refinance Student Loan Debt

**** Your APR based on credit qualification. Floor 5% for variable-rate undergraduate and graduate programs. Cap 18.00% applies to all student loans. Rates include a 0.25% discount for optional enrollment in automatic electronic payments.

Scam and Fraud Alert

Several Star One members reported receiving a phone call or text from a person claiming to be from Star One's fraud department with a caller ID reflecting 866-543-5202.

The caller is impersonating a Star One employee to gain your trust with the goal of getting access to your account.

The caller may try to reassure you that it's OK to share your information—please hang up, it's not OK, EVER!