For banking by telephone, to find an ATM, or to speak to a Star One phone representative for assistance with this website, please call us at 866-543-5202 or 408-543-5202.
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Visa Platinum Best Rate Card

With no Rewards program attached to this credit card, we pass the savings on to you.

Our lowest credit card rates come with the exceptional service and perks you've come to expect from a Star One Credit Card.

With no Rewards program attached to the Platinum Best Rate card, we pass the savings on to you.

No annual fee, no balance-transfer fees, no cash-advance fees, and no foreign transaction fees!

Outstanding Star One benefits:

  • Real-time alerts sent to your email or mobile device when your card is used. Sign up here.
  • Cash advances at same rate as purchases
  • Zero-Liability Protection against unauthorized transactions
  • Low late fee and no interest-rate increase if a payment is missed
  • Convenient automatic payment option
  • Overdraft coverage for your checking account

Use your Star One Visa cards with contactless enabled terminals, Apple Pay™, Google Pay, or Samsung Pay™.

Add your Star One Visa debit and credit cards to your digital wallets.

An individual Star One member may borrow a maximum of $40,000 in Visa Credit Card accounts, Lines of Credit, Personal Loans and Emergency/Disaster Loans combined.

Credit Card Interest Rates

Purchases, Cash Advances & Balance Transfers



- 13.75


When you open a Visa Platinum account, the applicable APR is based on creditworthiness.

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Visa Card benefits
  • Auto Rental Collision Damage Waiver (CDW)
  • Emergency Card/Cash Replacement
  • Cardholder Inquiry Service
  • Lost/Stolen Card Reporting
  • End-of-year electronic summary statement

Guide to Your Visa Platinum Card Benefits

Scam and Fraud Alert

Several Star One members reported receiving a phone call or text from a person claiming to be from Star One's fraud department with a caller ID reflecting 866-543-5202.

The caller is impersonating a Star One employee to gain your trust with the goal of getting access to your account.

The caller may try to reassure you that it's OK to share your information—please hang up, it's not OK, EVER!