Visa Platinum Best Rate Card
With no Rewards program attached to this credit card, we pass the savings on to you.
Our lowest credit card rates come with the exceptional service and perks you've come to expect from a Star One Credit Card.
With no Rewards program attached to the Platinum Best Rate card, we pass the savings on to you.
No annual fee, no balance-transfer fees, no cash-advance fees, and no foreign transaction fees!
Outstanding Star One benefits:
- Real-time alerts sent to your email or mobile device when your card is used. Sign up here.
- Cash advances at same rate as purchases
- Zero-Liability Protection against unauthorized transactions
- Low late fee and no interest-rate increase if a payment is missed
- Convenient automatic payment option
- Overdraft coverage for your checking account
Use your Star One Visa cards with contactless enabled terminals, Apple Pay™, Google Pay, or Samsung Pay™.
An individual Star One member may borrow a maximum of $40,000 in Visa Credit Card accounts, Lines of Credit, Personal Loans and Emergency/Disaster Loans combined.
Credit Card Interest Rates
Purchases, Cash Advances & Balance Transfers
7.75
%
- 13.75
%
When you open a Visa Platinum account, the applicable APR is based on creditworthiness.
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Additional Credit Cards Available
- Visa Signature Rewards Card
- Visa Platinum Rewards Card
- Auto Rental Collision Damage Waiver (CDW)
- Emergency Card/Cash Replacement
- Cardholder Inquiry Service
- Lost/Stolen Card Reporting
- End-of-year electronic summary statement
- Compare Visa Credit Card Rates
- Request a "Credit Card Limit Increase" in Online Banking in the Forms menu
- Transfer a balance from another credit card to your Star One Visa (no fee)
- Report a lost or stolen card
- Dispute a transaction (credit card or debit card)
- "Travel Notification Form" in our Mobile Banking app or in Online Banking in the Forms menu
- Visa Credit Card Agreement and Disclosure
- Rewards Program Terms and Conditions