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  1. Home
  2. Applications and Forms
  3. Overdraft Coverage Application

Overdraft Coverage

Apply overdraft coverage to your Star One checking account.

Form Instructions

To submit this form electronically, log into Online Banking and select "Overdraft Coverage Application" in the "Forms" menu.

Please complete, print, sign, date and mail this application to:

Star One Credit Union
Attn: Account Services
P.O. Box 3643
Sunnyvale CA 94088-3643

Learn more about our overdraft coverage plans.

Your Information


Please apply Overdraft Coverage to my Checking Account from the following account(s):


Notes about choosing your Overdraft Coverage preferences:

  • By choosing your Credit Line Loan or Visa Credit Card as a form of Overdraft Coverage, we will automatically advance funds in multiples of $100, up to your available Credit Line Loan limit. There is no fee for this service; however, interest begins to accrue from the date of advance.
  • Regardless of primary Overdraft Coverage selection, your Savings Account will be automatically linked to your Checking Account as an additional form of overdraft coverage.
  • Courtesy Pay may automatically cover any insufficient item presented for payment to your Checking Account up to a limit of $2,000; this includes overdrafts on checks, debit card transactions, bill payments and ACH transactions. There is a $15.00 fee per covered item.* Qualification for Courtesy Pay is based on a FICO score of 600 or above and good standing at Star One (no delinquent payments on any Star One loans).
  • *For details, refer to our Membership and Account Agreement and our Checking and Savings Account Disclosure.


___________________________________________
Primary Applicant Signature
_______________________
Date

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration
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