Request to lower the interest rate on your fixed-rate auto loan.
Complete, print, sign, and fax the completed form to Consumer Loan Services at (408) 543-5203 or mail it to:
Star One Credit Union
Consumer Loan Services
P.O. Box 3643
Sunnyvale CA 94088-3643
To submit this form electronically, log into Online Banking and select "Auto Loan Rate Modification" in the "Forms" menu.
Processing of modification requests will take 2-3 business days. After Star One receives your signed modification agreement, your loan account will be updated with the new rate and payment amount.
All modified loans will receive the used auto loan rate based on your creditworthiness and credit score on file at Star One at the time of this request.
If necessary, to complete this modification request, I/we authorize Star One Credit Union to order a new credit report. Some restrictions may apply.